Charles Rivera, CLU is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AR (Insurance License #1198148), CA (CA Insurance Licennse #OI77496), KS, MN, MO, OH, OK, TN and TX. No insurance business may be conducted outside this state/states-referenced.

Charles Rivera, CLU is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC.  Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company. In this regard, this communication is strictly intended for individuals residing in the state(s) of AR, KS, MN, MO, OK, TN, TX. No offers may be made or accepted from any resident outside the specific state/ states referenced.

Charles Rivera, CLU is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AR, KS, MN, MO, OK, TN, TX. As such, these services are strictly intended for individuals residing in the specific states referenced.

-----------------------------------------------------------------------------

John Marcus Rivera is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of FL, KS, MO, OH, OK, and TX. No insurance business may be conducted outside this state/states-referenced.

John Marcus Rivera is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC.  Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company. In this regard, this communication is strictly intended for individuals residing in the state(s) of KS and MO. No offers may be made or accepted from any resident outside the specific state/ states referenced.

Eagle Strategies LLC. and NYLIFE Securities LLC. are New York Life companies.